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Participant of 2020 Social Distancing Challenge

Jeenkwa is a digital wallet designed to facilitate
digital peer to peer and eCommerce payments in
Sub-Saharan Africa (SSA). Users can pay peers or
merchants through an escrow wallet, meaning that
money is kept in a neutral account for the duration
of the transaction and only released to the
merchant/seller once the transaction has been
approved by both parties. This addresses peoples'
trust in online stores, suitability of payment
gateways, cost of mobile data, access to online
payments in the SSA market. Users interact with the
technology using WhatsApp, which is easily
integrated with existing online stores. Jeenkwa will
ultimately increase financial inclusion and security
for some of the most vulnerable people in the